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business Updated 6–8 Oct 2026

Digital payments dominate retail transactions in Pakistan, State Bank reports

HarZaviya summary · from 9 outlets

Most outlets highlighted the 92% share of digital payments in retail transactions for fiscal year 2025-26, as reported by the State Bank of Pakistan. Several also noted the 65% increase in the volume of digital transactions and the 58% overall growth in retail payments. A few, like the Associated Press of Pakistan and Profit, provided more detailed figures, such as the total number of transactions and the growth of mobile-based solutions. While the framing was largely consistent, some outlets placed more emphasis on the surge in volume, while others led with the percentage of digital adoption.

Summary generated by HarZaviya from the headlines and excerpts of the 9 outlets below. Each outlet's own headline is listed under it.

How it developed

12 articles · 9 outlets

Thu

Digital payments

1 outlet
  1. Digital payments

    THE State Bank of Pakistan (SBP) has released its Annual Report on Payment Systems, highlighting that fiscal year 2025-26…

Tue

Digital payments dominate retail transactions in Pakistan, State Bank reports

9 outlets
HarZaviya summary · from 9 outlets

Most outlets highlighted the 92% share of digital payments in retail transactions during FY26, as reported by the State Bank of Pakistan. Several also noted the 65% increase in the volume of digital payments and the 58% growth in overall retail payment transactions. A few, such as *The Express Tribune* and *Profit*, additionally mentioned the 79% surge in mobile-based solutions and specific transaction figures like 13.2 billion digital transactions. While the framing varied slightly in emphasis — with some focusing on growth percentages and others on the total transaction volume — all coverage centered on the State Bank’s report and the rapid expansion of digital payments.

Summary generated by HarZaviya from the headlines and excerpts of the 9 outlets below. Each outlet's own headline is listed under it.

  1. Digital channels account for 92% of Pakistan’s retail payments in FY26

    ISLAMABAD – Digital channels accounted for 92 percent of Pakistan’s retail payment transactions during fiscal year 2025-26, up from 88%…

  2. Daily Times 81% identical

    Digital payments surge as retail transactions hit 14.3bn in FY26

    The State Bank of Pakistan (SBP) has released its Annual Report on Payment Systems, highlighting the continued expansion of Pakistan’s payments landscape and the growing role of digital channels in everyday financial transactions conducted through formal banking and payment channels. The report provides an overview of the key trends, developments, innovations, and financial transactions shaping...

  3. Dawn 82% identical

    92pc of retail transactions are digital: State Bank

    KARACHI: Digital channels accounted for 92 per cent of total retail payment transactions in the fiscal year 2025-26, up from 88 per cent in FY25, according to an annual report released by the State Bank on Tuesday. The ‘Annual Report on Payment Systems’ said that out of 14.3 billion transactions conducted through formal banking channels, 13.2bn transactions were conducted through digital channe...

  4. Profit 85% identical

    Pakistan’s digital payments surge 65% to 13.2 billion transactions in FY26

    Retail payments rise 58% to 14.3 billion transactions worth Rs673 trillion; digital channels process 13.2 billion, mobile payments cross 11.1 billion, branchless banking app users reach 99.1 million and POS network expands to 337,791 terminals

  5. Retail payments via formal banking channels grow 58% in FY26 with widespread adoption of digital transactions

    The State Bank of Pakistan (SBP) released its Annual Report on Payment Systems FY26 on Tuesday, informing that retail payments through formal banking channels grew 58% to reach 14.3 billion transactions, of which 13.2 billion were conducted through digital channels.

  6. The Express Tribune 69% identical

    Digital transactions hit 13.2b

    Reach 92% of retail payments; mobile-based solutions surge 79% in FY26

  7. Daily Pakistan (English) 83% identical

    Pakistan sees 65% surge in digital payments: SBP

    ISLAMABAD – The State Bank of Pakistan (SBP) has released its Annual Payment Systems Review, revealing a rapid increase in digital payments across the country. According to the SBP, retail payments increased by 58% in volume during the fiscal year 2025-26, while the value of retail payments reached Rs673 trillion. A total of 14.3 billion […]

  8. ProPakistani 89% identical

    Pakistan Online Payments Hit 92%

    Pakistan conducted 92 percent of its retail payment transactions through digital channels in fiscal year 2025-26, while overall digital payments… Read More

  9. 24 News HD 87% identical

    Digital payments reach 92% of retail transactions as volume jumps 65% in FY26: SBP

    Digital payments continued to expand rapidly in Pakistan during fiscal year 2025-26, with their share in total retail payments rising to 92%, according to the State Bank of Pakistan’s Annual Payment Systems Review 2025-26.

12 articles from 9 outlets over 2 developments, 6 Oct–8 Oct 2026. Headlines and links belong to their outlets — HarZaviya links out and never copies article text. What does % identical mean?