--- title: "National Savings schemes see increased profit rates" description: "Most outlets led with the announcement of increased profit rates across multiple National Savings Schemes. Business Recorder highlighted the inclusion of pensioners, senior citizens, and families of martyrs in the revised rates, while Daily Times focused on the specific percentage increases and basis point changes. Both provided factual details about the adjustments but framed the emphasis slightly differently." url: https://harzaviya.com/stories/15571-national-savings-announces-new-profit-rates-from-21-october site: HarZaviya language: en --- # National Savings schemes see increased profit rates business · updated 23 Oct 2026, 3:41 PM PKT · 21–23 Oct 2026 · 15 articles from 11 outlets over 3 developments **HarZaviya summary** — how 11 outlets covered this, generated automatically from their headlines and excerpts: > Most outlets reported the government's increase in profit rates for National Savings schemes, with the revision effective from October 21, 2026. Several mentioned the inclusion of specific groups such as pensioners, senior citizens, and families of martyrs, while others provided more general descriptions of the affected products, such as certificates, accounts, and Sarwa Islamic schemes. The framing was largely uniform, with no significant variation in emphasis or detail. ## How it developed Newest development first. Each carries its own coverage and, where we have one, our summary of it. ### 23 Oct 2026 — Saving Certificates now offer 12.12% after Profit Rate increase (1 outlet) - **Daily Pakistan (English)** — [Saving Certificates now offer 12.12% after Profit Rate increase](https://en.dailypakistan.com.pk/23-Oct-2026/saving-certificates-now-offer-12-12-after-profit-rate-increase) · 23 Oct 2026, 3:41 PM PKT > KARACHI – Savers looking for stronger returns gets relief, with the government increasing profit rates across several National Savings schemes. Special Savings Certificates recorded the largest increase among the listed products, while Behbood Savings Certificates now offer an annual rate of 12.96%. The revisions cover range of savings options, including regular income products, Islamic account... ### 22 Oct 2026 — National Savings schemes see increased profit rates (2 outlets) > Most outlets led with the announcement of increased profit rates across multiple National Savings Schemes. Business Recorder highlighted the inclusion of pensioners, senior citizens, and families of martyrs in the revised rates, while Daily Times focused on the specific percentage increases and basis point changes. Both provided factual details about the adjustments but framed the emphasis slightly differently. - **Daily Times** — [National savings raises profit rates across multiple schemes](https://dailytimes.com.pk/1570454/national-savings-raises-profit-rates-across-multiple-schemes/) · 22 Oct 2026, 10:12 AM PKT > The profit rates on National Savings Schemes have been increased by 36 to 110 basis points. The profit rate on Special Savings Certificates jumped to 12 percent following an uptick of 110 basis points. Similarly, the rate on Regular Income Certificates climbed to 12.12 percent after an increase of 96 basis points. Additionally, the profit […] - **Business Recorder** — [National Savings schemes’ profit rates increased](https://www.brecorder.com/news/40445381/national-savings-schemes-profit-rates-increased) · 22 Oct 2026, 5:52 AM PKT · 77% identical wording to the newest filing > ISLAMABAD: The government has increased profit rates on several national savings schemes, including those for pensioners, senior citizens and families of martyrs. According to the revised schedule released by the Central Directorate of National Savings (CDNS) on Wednesday, the profit rate on Behbood Savings Certificates, Pensioners’ Benefit Accounts and Shuhada’s Family Welfare Accounts has bee... ### 21 Oct 2026 — Government increases profit rates on National Savings schemes from October 21 (10 outlets) > Most outlets reported the increase in profit rates on National Savings schemes, noting the effective date of October 21 and the inclusion of schemes for pensioners, senior citizens, and families of martyrs. A few, such as BOL News and ARY News (English), provided more specific details on the new rates, such as the 12% rate for Special Savings Certificates and the 110 basis point increase. Others, like Dunya News, focused narrowly on the beneficiaries, mentioning only pensioners and senior citizens. - **Daily Times** — [Pakistan revises profit rates for National Savings schemes](https://dailytimes.com.pk/1570322/pakistan-revises-profit-rates-for-national-savings-schemes/) · 21 Oct 2026, 9:14 PM PKT > Pakistan has revised profit rates for several National Savings schemes, changing returns for investors across different savings products. The new rates cover savings certificates, income accounts and Islamic investment schemes. Withholding tax and Zakat deductions will apply according to the relevant rules. Under the revised rates, Special Savings Certificates will offer 12% annual profit for […] - **Dunya News** — [National savings profit rates increased for pensioners, senior citizens](https://dunyanews.tv/en/Business/978898-national-savings-profit-rates-increased-for-pensioners-senior-citizen) · 21 Oct 2026, 7:56 PM PKT · 74% identical wording to the newest filing > The government has raised profit rates on several national savings schemes from October 21, increasing returns for pensioners, senior citizens - **Daily Pakistan (English)** — [Pakistan raises profit rates on National Savings Schemes from October 21](https://en.dailypakistan.com.pk/21-Oct-2026/pakistan-raises-profit-rates-on-national-savings-schemes-from-october-21) · 21 Oct 2026, 6:32 PM PKT · 85% identical wording to the newest filing > ISLAMABAD – The government has increased profit rates on several national savings schemes, including those designed for pensioners, senior citizens and families of martyrs. The revised rates came into effect on October 21. According to the updated schedule issued by the Central Directorate of National Savings (CDNS), the profit rate on Behbood Savings Certificates, Pensioners’ […] - **ARY News (English)** — [National savings increases profit rates across multiple schemes](https://arynews.tv/national-savings-increases-profit-rates-across-multiple-schemes) · 21 Oct 2026, 1:15 PM PKT · 72% identical wording to the newest filing > The profit rate on Special Savings Certificates jumped to 12 percent following an uptick of 110 basis points. Similarly, the rate on Regular Income Certificates... - **24 News HD** — [National Savings schemes profit rates increased from today](https://www.24newshd.tv/21-Oct-2026/national-savings-schemes-profit-rates-increased-today) · 21 Oct 2026, 12:14 PM PKT · 78% identical wording to the newest filing > The government has increased profit rates on several national savings schemes, including those for pensioners, senior citizens and families of martyrs, reported 24NewsHD TV channel. - **BOL News** — [Directorate of National Savings raises profit rates across the suite of savings instruments](https://www.bolnews.com/business/directorate-of-national-savings-raises-profit-rates-across-the-suite-of-savings-instruments) · 21 Oct 2026, 12:10 PM PKT · 74% identical wording to the newest filing > Special Savings Certificates climb to 12% as Behbood, Regular Income and short-term instruments also post gains. - **Minute Mirror** — [Government raises profit rates on National Savings...](https://minutemirror.com.pk/government-raises-profit-rates-on-national-savings-schemes-from-october-21-648417/) · 21 Oct 2026, 11:33 AM PKT · 76% identical wording to the newest filing > The government has increased profit rates on several National Savings schemes, offering higher returns to pensioners, senior citizens, families - **Dawn** — [Profit rates on National Savings schemes increased from Oct 21](https://www.dawn.com/news/2038739/profit-rates-on-national-savings-schemes-increased-from-oct-21) · 21 Oct 2026, 11:22 AM PKT · 84% identical wording to the newest filing > ISLAMABAD: The government has increased profit rates on several national savings schemes, including those for pensioners, senior citizens and families of martyrs, with the revised rates taking effect from October 21. According to the revised schedule issued by the Central Directorate of National Savings (CDNS), the profit rate on Behbood Savings Certificates, Pensioners’ Benefit Accounts and Sh... - **Pakistan Observer** — [National Savings announces new profit rates from 21 October 2026](https://pakobserver.net/national-savings-announces-new-profit-rates-from-21-october-2026/) · 21 Oct 2026, 10:26 AM PKT · 86% identical wording to the newest filing > ISLAMABAD – National Savings has revised profit rates for various national savings certificates, accounts and Sarwa Islamic schemes, effective from… - **ProPakistani** — [National Savings Pakistan Announces Higher Profit Rates](https://propakistani.pk/2026/10/21/national-savings-pakistan-announces-higher-profit-rates/) · 21 Oct 2026, 9:40 AM PKT · 88% identical wording to the newest filing > The government has increased profit rates on several National Savings schemes in Pakistan, with the revised rates taking effect on… Read More ## Part of a bigger story Other stories whose coverage resembles this one, nearest first. "% related" compares whole stories, not single articles — see [what the percentages mean](https://harzaviya.com/methodology). - [Government revises profit rates upward on National Savings schemes](https://harzaviya.com/stories/11771-government-raises-profit-rates-on-national-savings-schemes) · 2 Oct 2026 · 6 outlets · 96% related - [Defence and Behbood Savings Certificate profit rates revised for September 2026](https://harzaviya.com/stories/9399-defence-savings-and-behbood-certificate-new-profit-rates) · 19 Sep 2026 · 2 outlets · 83% related - [Government revises profit rates for Defence Savings Certificates](https://harzaviya.com/stories/9556-national-savings-schemes-revised-profit-rates-for-september) · 20 Sep 2026 · 2 outlets · 78% related 15 articles from 11 outlets, 21–23 Oct 2026. Headlines and links belong to their outlets — HarZaviya links out and never copies article text. --- HarZaviya compares how Pakistani outlets cover the same story. 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